“Paisa Kama Rahe Ho Ya Bewakoof Ban Rahe Ho?” – Ek Aankhein Kholne Wala Sach

“Dream 11 ho ya Share Market, Mutual Fund ho ya Trading Courses – paisa kama kaun raha hai, aur nuksaan kaun utha raha hai?”

1. Sapna Dikhaya Jata Hai, Reality Chhupayi Jati Hai

Har jagah aapko ad milta hai –

• “Dream11 par har match jeeto aur lakhon kamao”
• “Share market se 10X return in 3 months”
• “SIP karo aur crorepat ban jao”

Lekin sach yeh hai ki 100 logon me se 95 log ya to loss me hote hain ya commission kharch kar chuke hote hain. Bacha kya?

2. Share Market ka Formula – Example ke Saath

Suppose 100 logon ne mila ke ₹1 crore invest kiya. Market me sirf 4-5 log hi profit kama pate hain.

Broker ka Commission: Har buy/sell pe paisa kata

Taxes: STT, GST, Capital Gain

Hidden Charges: Platform fee, advisory fee

Manipulation: Bade log price chadha ke bech dete hain, chhote log high pe kharid lete hain

Example:
Ram ne ₹50,000 lagaye, 1 mahine me ₹3,000 kama liye.
Lekin usne ₹1,000 brokerage, ₹500 tax aur ₹700 advisory course me de diya.
Net profit? ₹800 – woh bhi risk leke.

3. Mutual Fund – “Risk Hai Toh Ishq Hai”?

SIP karne wale logon ko 12-15% return ka sapna dikhaya jata hai,
Lekin actual return 5-6% hota hai after inflation and charges.

Aur agar market down gaya to?
Aapka paisa -10% me bhi jaa sakta hai. Fir bhi fund manager apni salary aur commission le raha hota hai.

4. Dream11, Fantasy Games – Gambling in the Name of Skill

Daily crore jeetne ka ad.
Lekin terms padho – 90% log apna paisa haarte hain.

Ek Sach Example:
1 crore logon ne match me ₹50 invest kiya = ₹50 crore
Dream11 ne ₹5-10 crore profit kama liya
₹30 crore prize pool bat gaya top 1% logon me
Baaki 99% logon ka paisa gaya
Aur fir woh log fir se khelte hain…

5. Sab Kya Hai? Inflation ka Game!

Aap soch rahe ho ₹1 lakh bana liya,
Lekin 3 saal baad us ₹1 lakh ki value ₹80,000 ke barabar reh gayi due to inflation.

Company apna loss bhi aap se hi recover kar leti hai via charges.

6. Kaun Kama Raha Hai Asli Me?

• Trading apps
• Mutual fund companies
• Fantasy game platforms
• “Learn Trading” wale YouTube channels
• Influencers jo affiliate commission le rahe hain

Aur kaun bewakoof ban raha hai? Aam Aadmi – jo sapna dekh raha hai bina research ke.

7. Solution Kya Hai? Kaise Bache Is Trap Se?

• Sapne ke peeche mat bhago, skill develop karo
• Shortcuts mat dhoondo, long-term thinking rakho
• Apna paisa samajhdari se invest karo – land, business, self-education
• Apne aaspaas ke logon ko jagaao – unhe data dikhayo
• Har ad ko question karo – “Woh kama raha hai, ya main?”

Conclusion:

Bewakoof banna band karo – samajhdaar bano.

Paisa banane ka asli tareeka hai:
“Kamai se jyada, bacha hua paisa aur sahi jagah invest kiya paisa hi amiri laata hai.”

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